#1
Inspections & Appraisals
Important Tips to Keep in Mind During the Process.
The Process
Initial Agreement and Deposit
Secure a robust agreement between buyer and seller, documenting all details comprehensively to avoid miscommunication.
The Closing Agent
Employing a title company or attorney as a neutral escrow agent ensures a meticulous transfer of funds and a clear property title. They conduct thorough title research to certify its encumbrance-free status before closing.
How to Hold Title
Consult legal advisors regarding title options impacting property transfer, collateralization, financing, and taxation.
Inspections
Engage licensed inspectors to evaluate property conditions within stipulated timeframes, ensuring comprehensive scrutiny. Commercial property purchases may necessitate additional environmental audits.
Appraisals and Lending
Monitor lender communications for appraisal requirements confirming property value and facilitating timely loan approval.
Association Approval
Some properties mandate association approval, necessitating adherence to community rules and submission timelines outlined in the purchase agreement.
Property Insurance
Safeguard your investment with comprehensive property insurance covering fire, theft, and specified weather risks. Mortgage lenders typically mandate insurance, tailored to residential or investment use.
Find out how we can help you reach your real estate goals by completing the form .
Get In Touch
Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Just because you’ve been approved for a max amount, doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes and potential home repairs or remodeling.
Get To Know The Area
Make sure the neighborhood works for you and your family - are you close to schools and is shopping conveniently located? Location is important because it’s the one feature that can’t be changed.
Don’t Skip The Inspection
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
Get Pre-Approved
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For Tulsa Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Tulsa
- Bixby
- Broken Arrow
- Jenks
- Owasso
- Glenpool
- Coweta
- Catoosa
- Sand Springs